Archive for March, 2006

World’s Record of Fastest Text Messaging

Friday, March 31st, 2006

Many of my friends in Canada are amazed when they see me writing text messaging (SMS) on my mobile phone. They say that I type text messaging very fast. To be honest, I don’t feel that I can type that fast. I have many other friends in Indonesia and Singapore who can type text messaging like crazy. Perhaps text messaging is not so popular in North America, that’s why people don’t use it very often, thus they don’t type so fast.

Do you know who has the world’s record of fastest text messaging? According to Guinness World of Record, a girl from Singapore, Kimberly Yeo Sue Fern, set the world’s record of fastest text messaging in year 2004. During the competition, all the contestants have to write the following 160 character text in their mobile phone. No “predictive text” functions (T9) or other spelling aids are allowed.

The razor-toothed piranhas of the genera Serrasalmus and Pygocentrus are the most ferocious freshwater fish in the world. In reality they seldom attack a human.

Guess… how long did Kimberly need to write the text above? Only 43 seconds!!

How about me? I have tried to type the same text and it took me 1 minute 41 seconds (about 2.5 times slower).

Posted in Technology | 4 Comments »

How Much is the Price of Orange Juice?

Thursday, March 23rd, 2006

How much is the price of 1 liter box of 100% pure orange juice? Why am I asking this question? When I first came to Vancouver, Canada, I was very surprise because everything is so expensive here. Worse, if you buy something, the listed price does not include taxes yet. They have GST (Good and Services Tax) and PST (Provincial Sales Tax) here. In total, we have to pay additional 14% of the listed price!!! Fortunately, we don’t need to pay PST for some products, like some food products.

One the products that made me quite surprise when I first came here was orange juice. I like drinking 100% pure orange juice (and also apple juice). When I went to the supermarket, I just can’t believe looking at the price. It is fantastically expensive. Just for comparison, I would like to compare the price of 1 liter box of 100% pure orange juice in three different countries, i.e. Germany, Singapore and Canada. Why these three countries? It is simply because I have lived in those countries in the last five years. I know this is not a fair comparison because the juice makers are different; thus the quality of each product may be different too.

  • Country: Germany (Stuttgart, Bochum)
    Brand: Rio Doro
    Supermarket: Aldi
    Price: EUR 0.49 (tax included)
    Price in US$: $0.41

  • Country: Singapore
    Brand: Ceres
    Supermarket: Fair Price
    Price: S$ 1.65 (tax included)
    Price in US$: $1.02

  • Country: Canada (Vancouver)
    Brand: Sunrype
    Supermarket: SaveOnFoods
    Price: C$ 1.99 (tax excluded)
    Price in US$: $1.71

As you can see here, the price of orange juice in Canada is about twice more expensive than Singapore. Note that the price in Canada does not include tax yet!

Some of you from Canada may argue that SaveOnFoods is one of expensive supermarkets in Canada. I can give another example. When I bought the same orange juice from Costco, 12 x 1 liter of orange juice costs C$15.99 (excluding tax). It means 1 liter of orange juice costs C$15.99 / 12 = C$1.33 = US$ 1.14. It is more expensive than Singapore! Just for your information, we cannot buy 1 liter orange juice in Costco. We have to buy 12 liters (= 12 x 1 liter) because they always sell products in large quantities.

As I said, the comparison of orange juice may not be so far. Let’s take a look at another product, i.e. a chocolate bar. I use one of my favorite chocolate, Ritter Sport. How much is the price of 1 Ritter Sport chocolate in each country?

  • Country: Germany (Stuttgart, Bochum)
    Supermarket: Lidl
    Price: EUR 0.85 (tax included)
    Price in US$: $0.71

  • Country: Singapore
    Supermarket: Fair Price
    Price: S$ 2.70 (tax included)
    Price in US$: $1.67

  • Country: Canada (Vancouver)
    Supermarket: SaveOnFoods
    Price: C$ 2.19 (tax excluded)
    Price in US$: $1.88

Once again, this may not be a fair comparison because Ritter Sport is a German chocolate. The price is, of course, much cheaper in Germany. However, if we compare the price between Singapore and Canada, then Canada is still more expensive (even when tax is excluded).

Note: I have a comparison of living cost between these three countries too.

Posted in Life in Canada | 1 Comment »

Living with Credit Card

Sunday, March 5th, 2006

It’s been more than 1/2 year since my first day living in Canada. I cannot believe that I have been using credit card very extensively in the last 7 months; more than I have ever used it in my previous life. Interesting, huh? Living in North America makes me addicted of using credit card, which is not good habit (from my opinion). Why? We pay or buy something, but we don’t actually pay them at that time. We pay them when we received the bill (usually next month). Even after we have received the bills, we are not required to pay 100% of the bills.

Unlike people from other countries, American and Canadian like to use credit card very much. I have received many junk mails offering credit cards with so many ‘benefits’. I have got an offer of credit card from some stores too. They said that I will get some points when I use their credit card to shop in their stores. Fortunately… I am not tempted to apply for new credit cards. Unlike some people who are proud of having so many different credit cards in their wallets; I feel comfortable having only one credit card.

When I lived in Indonesia, Germany and Singapore, I used credit card mostly for Internet transaction. I usually used debit card more often than credit card. Why don’t I use debit card in Canada too? Good question…. I don’t why Canadian banks have very “stupid” policy. They limit the number of our transactions per month, for example my bank gives me the limit of 10 transactions per month. Once I exceed the number of transactions, the bank will charge me some transaction fee. There are some banks that offer unlimited transactions but they charge very high monthly fees. I would say this is stupid policy because I have never paid monthly fee for my banks, except in Canada. Usually they give me interest, rather than charging so many fees. That’s why I have to use credit card here if I don’t want to pay “stupid” fees from my bank.

Since I don’t like using credit card, I have to find a way so that I don’t feel “guilty” when buying something. I have found a trick that works for me. Here is the trick: I always put some amount of money in my credit card account. Instead of I owe the bank, now the bank owes me. Basically I am actually using it as debit card. Unfortunately I don’t get interest for doing that…. :(

I have one suggestion for all of you who have credit cards: DO NOT use credit card (if possible). It is really not a good habit….

Posted in Finance | 2 Comments »